Las Cruces is New Mexico's second-largest city, located in the Mesilla Valley near the Mexican border. Home to New Mexico State University and Memorial Medical Center, Las Cruces offers a growing healthcare network. The proximity to White Sands Missile Range means many military retirees in the area need help coordinating TRICARE and Medicare benefits.
Medicare Options in Las Cruces
As a resident of Las Cruces (Dona Ana County), you have access to multiple Medicare coverage options:
Original Medicare
Parts A and B with access to any Medicare-accepting provider in Las Cruces and nationwide. Pair with a Medigap plan and Part D for complete coverage.
Medicare Advantage
Private plans available in Dona Ana County that bundle Part A, B, and usually Part D with extra benefits. Compare Advantage plans in Las Cruces.
Medicare Part D
Standalone prescription drug plans available in Dona Ana County. With the new $2,100 annual cap, drug costs are more manageable than ever.
Find a Medicare Agent in Las Cruces
Licensed Medicare agents serving Las Cruces and Dona Ana County can help you compare every plan available in your zip code, verify that your doctors are in-network, and enroll in the best coverage for your needs—all at no cost to you.
2026 Medicare Costs for Las Cruces Residents
| Coverage | 2026 Cost |
|---|---|
| Part A Premium | $0 for most |
| Part A Deductible | $1,736 |
| Part B Premium | $202.90/month |
| Part B Deductible | $283/year |
| Part D OOP Cap | $2,100/year |
Senior Services in Las Cruces
- NM SHIP Medicare Counseling: 1-800-432-2080 (free, unbiased help)
- Aging & Disability Resource Center: 1-800-432-2080
- Dona Ana County Senior Centers: Meals, activities, transportation
- AARP New Mexico: 1-866-389-5636
View all NM senior services → | Dona Ana County Medicare Guide →
Medicare Resources in Las Cruces, NM
Whether you are turning 65, reviewing your coverage during the Annual Enrollment Period, or helping a family member understand their options, help is available in Las Cruces.